Financial Planning Insights

The coronavirus has wreaked havoc on the economy and particularly on small businesses. The CARES Act was enacted and signed into law on March 27, 2020. The PPP program is being implemented by the Small Business Administration supported by the Department of the Treasury. The program was designed to help small businesses (as defined by the Small..

COVID-19 has changed the way we live and work. For most people, our lives have gotten more 

COVID-19 has affected everyone. We miss our loved ones, many have lost their job, or had a reduction in pay or hours. Parents are making tough choices about schooling options. The demand and price of certain items have us all scratching our heads as to why it is happening. Most of all, the future seems uncertain and we need some advice on where to..

COVID-19 has changed the way many small businesses operate. Depending on the type of business you have, you may have had to shut down while the country was in lockdown. If you operate an essential business, you have been able to stay open, but not without significant operational changes—which can affect your cash flow in COVID-19 times. Having..

COVID-19 has negatively impacted most people. There are very few of us who can say their financial situation has improved in the face of this pandemic. Whether it is a loss of a job, stock market investments, or the loss of a loved one, we are all feeling it in one way or another. So we are all asking the question of how to recover from financial..

Times have changed, and taxes have too. In a world where wearing a mask is common and, frequently, mandated, we can all see the differences COVID-19 has made. From closing businesses to skyrocketing unemployment numbers to new CDC guidelines for just about everything—Americans are learning to adjust and regroup. The new CARES Act is providing..

For most people in the United States, the first half of 2020 has been like nothing they have ever seen before. Health issues as a result of the Coronavirus have resulted in businesses closing or reducing the number of employees that they need. This has led to high unemployment and the stock market going to its lowest point since 2008. As the..

When is the best time to save for retirement? We all tend to worry less about events that are further away. This is natural and usually makes sense. The more immediate and pressing concern is, the sooner we know we must take action. Current financial obligations and needs naturally take precedence.

As we get older, and retirement looms closer, we..

If there is one thing we can all agree on, it is that the recent COVID-19 crisis has affected our economy. There are thousands of unemployed people, many of them unable to get unemployment compensation. Although companies are starting to open back up, the financial impact continues. It is essential that businesses and individuals have a viable..

After spending years in school to become a dentist and settling up a practice, you may finally have time to start thinking about your future and eventually your retirement plan. Unfortunately, in all the classes you were required to take in college, retirement planning was probably not included. If you are like most people, you're probably..